What the heck is the difference between Samsung Pay and Android Pay?

If you own a newer model Samsung Galaxy smartphone, you might see that Android Pay and Samsung Pay are both available to you and seem to serve the same purpose, so what gives?
Android Pay and Samsung Pay are quite similar in that they both handle mobile payments.  The user simply opens the payment application, takes a picture of a credit card to store its details, and uses the smartphone to pay for the transaction. However, the underlying technological differences between the two wireless mobile payment platforms could help one of them claim the leading position and make the other fall into obscurity.

SOME BACKGROUND ON MOBILE PAYMENTS

android pay
The recent boom in mobile payment options means that we could very soon leave our wallets at home and pay for everything with our smartphones. Gartner, an American research and advisory firm providing information technology-related insight, predicts that the global market for mobile payments will grow from about $235 billion in 2014 to $720 billion in transactions by 2017.
On Android, this amazing growth is entirely driven by two mobile payment options: Android Pay and Samsung Pay. Both arrived in September 2015 and have since established their firm place on the market with partnerships with countless financial institutions and retailers.

ANDROID PAY

android pay
Right from the start, Google’s own mobile payment option, Android Pay, has one very important trick up its sleeve: It works on all smartphones with NFC and HCE (Host Card Emulation) support that are running Android 4.4 KitKat and later. Chances are that if you’ve recently bought an Android device from a leading smartphone manufacturer, you won’t have any problems getting Android Pay to work.
The number of supported devices will only grow in the future, as Google makes the requirements for Android Pay the new standard for all devices.
The biggest downside is it currently doesn’t support too many banks. You can find the official list of supported cards and banks onAndroid’s official website. At the time of writing this article, Android Pay should work with almost 700,000 store locations and 1,000 Android apps.

SAMSUNG PAY


samsung pay
Samsung’s mobile payment platform is built upon a technology from a company called LoopPay, which was acquired by Samsung in 2015. According to their website, “LoopPay was born with the invention of Magnetic Secure Transmission (MST). This patented technology, along with the LoopPay app, became the most accepted mobile payment solution worldwide.”
MST emits a magnetic signal that mimics the magnetic strip on a traditional payment card, thus allowing for mobile payments at almost any point-of-sale system. Samsung claims that the technology is more secure than using a traditional payment card and is as secure as paying with Near Field Communication (NFC), which is what Google uses for their Android Pay system. Paying with MST through Samsung Pay is simple and intuitive: all users have to do is place their smartphone close to the terminal and wait for the system to confirm the payment.
Because magnetic card terminals are much more widespread than those that accept NFC payments, it’s possible to use Samsung Pay in more than 90% of the stores in the United States and more than 30 million retail locations worldwide. Furthermore, with partnerships with over 100 financial institutions, you have much better chance of getting your card to work with the system than you do with Android Pay.
The MST technology was put to work in this recent Samsung Pay commercial:
All of this would perhaps make Samsung Pay the mobile payment system of choice for most customers, if it wasn’t for the limited device support. Currently, you can use Samsung Pay only with the Galaxy S6, S6 Edge, S6 Edge Plus, and Galaxy Note 5 – costly devices that completely leave out the mid- and low-end market.

CONCLUSION

The Samsung’s mobile payment system is heavily dependent on the quality and popularity of their smartphones. While they have a huge advantage today with the support for MST, this technology is likely to lose its relevance in the future, as NFC becomes the new norm. Android Pay relies on its army of third-party smartphone manufacturers to push the technology forward and bring it to customers across the world. Still, Google needs to ensure that the system will work flawlessly on all devices, otherwise it could gain a bad reputation.

How to fix Samsung Galaxy S7 “Unfortunately, System UI has stopped” erro



  • Read about the possible causes of the “Unfortunately, System UI has stopped error on your #Samsung Galaxy S7 (#GalaxyS7).
  • Learn how to troubleshoot your #Galaxy S7 that keeps showing the error “Unfortunately, #SystemUI has stopped” after an update.
  • What to do if the System UI crashes after installing some apps?
  • Know what the most effective procedure you can use to fix this error.
Galaxy-S7-system-ui-stopped
We received a few complaints from Samsung Galaxy S7 owners regarding the error message “Unfortunately, System UI has stopped.” The System UI is actually an Android service that handles the front-end of the system including launchers, home screens, wallpapers, themes and skins. In Samsung Galaxy S7’s case, the main interface is the Touchwiz, although it doesn’t necessarily mean that when this error pops up, the problem is with Touchwiz.
Continue reading to learn more about this error message as well as its variation “Unfortunately, the process android.system.ui has stopped.” I will guide you on how to thoroughly troubleshoot this problem and I will give you the step-by-step instructions to fix it.

POSSIBLE CAUSES EXPLAINED

  1. Corrupt caches due to recent firmware update. Yes, firmware updates may mess up your phone instead of fixing pre-existing issues and this error message is just one of the problems updates bring.
  2. A third-party launcher is causing the System UI to crash. Let’s face it, there are a lot of free launchers you can download from the Play Store but only a few are actually from reputable developers. So, there’s a chance that you have downloaded a launcher that conflicts with the firmware or the System UI service specifically.
  3. Newly download firmware update is corrupt or the update wasn’t successful. If there’s just one file in the firmware that’s corrupt, it would cause a lot of issues. The same thing goes for updates that failed or got interrupted.
  4. The phone suffered from liquid damage affecting some of its components and making the phone act like crazy as the normal firmware-hardware operation gets messed up.
Now that I’ve explained the possible causes of the error “Unfortunately, System UI has stopped,” it’s time we jump into our troubleshooting depending on the situation.

TROUBLESHOOTING “UNFORTUNATELY, SYSTEM UI HAS STOPPED” ERROR

Below are some of the situations that this error maybe triggered. Read on to know how to troubleshoot this problem should you encounter it. I also included few of the complaints we received from our readers that is related to this issue.
Step 1: Verify your phone didn’t suffer from liquid or physical damage
As to the physical damage, it’s obvious if your phone suffered from it because you’d see some scratches and/or cracks on the outside. Any physical force that would cause the inside component to function abnormally should leave a trace outside. So, the first thing you should find is the scratches and cracks.
Your Galaxy S7 also has a Liquid Damage Indicator that will tell you if it got in contact with liquid. Your phone is water-resistant, not waterproof so there’s a big chance water can get into it messed up the electronic components inside.
Remove the SIM card tray, look inside the slot and find the small sticker. If it turned red, pink or purple, then the device suffered from liquid damage. But if it stayed white, then water hasn’t found its way into the phone yet.
If your device started to act abnormally or if the error shows up after it suffered physical and/or liquid damage, then turn off your phone and don’t do anything. Instead, send the phone in for repair immediately. We cannot tell for sure the extent of the liquid damage.
Step 2: If the error came up after a firmware update, then delete the system cache
This procedure is very effective to this error message because if it so happened that it started to pop up after an update–regardless whether it’s a small or a big one–it is almost certain the system cache got corrupted preventing core services and some pre-installed apps from running smoothly.
At some point, you may have also noticed that the phone started to slow down, random reboots, or freezes from time to time. In other words, if the error “System UI has stopped” comes up, it means the phone is currently undergoing a general performance problem. So, here’s what you need to do:
  1. Turn off your Samsung Galaxy S7.
  2. Press and then hold the Home and Volume UP keys, then press and hold the Power key.
  3. When the Samsung Galaxy S7 shows on the screen, release the Power key but continue holding the Home and Volume Up keys.
  4. When the Android logo shows, you may release both keys and leave the phone be for about 30 to 60 seconds.
  5. Using the Volume Down key, navigate through the options and highlight ‘wipe cache partition.’
  6. Once highlighted, you may press the Power key to select it.
  7. Now highlight the option ‘Yes’ using the Volume Down key and press the Power button to select it.
  8. Wait until your phone is finished doing the Master Reset. Once completed, highlight ‘Reboot system now’ and press the Power key.
  9. The phone will now reboot longer than usual.
As long as problem is minor, deleting the system cache will fix it, otherwise, you are left with no other choice but to do the next step.
Step 3: If the error is accompanied by some serious firmware issues, then a master reset is necessary.
If deleting the system cache didn’t fix the problem or if aside from the error message there are other issues that affects the general performance of the phone, then they’re signs that you phone needs to be reset to work properly.
Before the reset though, make sure you make a backup of your data and files saved in the phone’s internal storage as they’ll be deleted during the process. After doing all that, follow these steps:
  1. Turn off your Samsung Galaxy S7.
  2. Press and then hold the Home and Volume UP keys, then press and hold the Power key.
NOTEIt doesn’t matter how long you press and hold the Home and Volume Up keys, it won’t affect the phone but by the time you press and hold the Power key, that’s when the phone starts to respond.
  1. When the Samsung Galaxy S7 shows on the screen, release the Power key but continue holding the Home and Volume Up keys.
  2. When the Android logo shows, you may release both keys and leave the phone be for about 30 to 60 seconds.
NOTEThe “Installing system update” message may show on the screen for several seconds before displaying the Android system recovery menu. This is just the first phase of the entire process.
  1. Using the Volume Down key, navigate through the options and highlight ‘wipe data / factory reset.’
  2. Once highlighted, you may press the Power key to select it.
  3. Now highlight the option ‘Yes — delete all user data’ using the Volume Down key and press the Power button to select it.
  4. Wait until your phone is finished doing the Master Reset. Once completed, highlight ‘Reboot system now’ and press the Power key.
  5. The phone will now reboot longer than usual.
Step 4: If all else fails, the firmware has to be reflashed or find a technician to do it for you.
This is the worst case scenario and if you can reach this point, it means that the “System UI has stopped” error isn’t just because of a minor firmware issue. The new firmware may need to be reflashed to your phone or reinstalled to make it stable.
Fortunately, manually flashing a firmware on any Galaxy device has been made easy using the Odin flashing tool. But the thing is, if you haven’t done it before, it’s most likely you don’t understand how it works. In this case, just try to find a technician that will do it for you as the process is also risky. You might end up soft-bricking your phone.

PROBLEMS FROM OUR READERS

Below are some of the complaints we received from our readers that’s related to this issue. Read on to learn how the error occurred to them and what needs to be done to fix it.
Q: “There was an update that my carrier rolled out recently for the Galaxy S7. It was a small update and got downloaded easily on my phone. But however small an update is if it’s faulty, then it will surely a lot of issues and that’s what happened to me. After the update, the error message ‘Unfortunately, System UI has stopped’ started to show up and the phone’s performance got worse. What can I do?
A: You need to follow the entire troubleshooting procedure above to verify further what the cause is and how to fix it.
Q: “I tried to use a third-party launcher and actually it works really good. I hate the Touchwiz that came with the phone but the thing is, there’s an error that keeps popping up. It’s saying about the System UI that stopped working. Have you guys encountered this issue before? By the way, I have a Galaxy S7 and it’s new so I’m a bit frustrated with it over this error. Help me guys, please.
A: I don’t know what kind of launcher you installed but it’s causing conflicts within the firmware. To verify further, try to boot your phone in safe mode and you’ll find out the error won’t pop up:
  1. Press and hold the Power key.
  2. As soon as you can see the ‘Samsung Galaxy S7’ on the screen, release the Power key and immediately hold the Volume Down key.
  3. Continue holding the Volume Down button until the device finishes rebooting.
  4. You may release it when you can see ‘Safe mode’ in the bottom left corner of the screen.
It proves that the third-party launcher is the one triggering it. Try wiping its cache and data first, then boot in normal mode to see if the error will show up, if so, then you have no other option but to uninstall it.
  1. From the Home screen, tap the Apps icon.
  2. Find and tap on Settings.
  3. Touch Applications and then Application manager.
  4. Swipe to ALL tab.
  5. Find and touch the launcher you just installed.
  6. Touch the Force Close button first.
  7. Then, tap Storage.
  8. Tap Clear cache and then Clear data, Delete.
I hope this helps.